Money talks,Wizal listens.

Wizal, AI money co-pilot, takes over all the tedious work of analysing markets, tracking expenses and optimising portfolio all aspects of your finances.

Leaving you with time to enjoy money.

Join the waitlist See what Wizal does

First 5k customers get free subscription for lifetime.

W
Wizal
Got my ₹4 L bonus today. Should I prepay the loan or invest it?
Evaluating the split across your home loan (₹64 L outstanding, 8.95%) and savings goal of retirement.
Can't wait for it 😅
Prepay ₹2.5 L towards loan. Invest ₹1.5 L in the hybrid mutual fund. You save ₹3.8 L net over the loan.
You will end up saving ₹4.6 L in interest payments over 20 years.
The problem we're fixing

Everyone talks about your money.
Nobody advises you.

Banks
"Sir, I have a great investment scheme for you."
They earn commissions on what they sell. Their incentives are not aligned with your returns.
Finfluencers
"You should buy gold ETFs right now."
Trending advice that generates likes, shares, and subscribers. Doesn't generate the returns you desire.
Apps
"Here's an overview of your portfolio."
Tracking is not advice. Logging your transactions is not the same as helping you decide what to do next.

Wizal is the missing voice — honest, personal, rational — in your life.

What Wizal does

One co-pilot. Three jobs.

Financial wellbeing cannot be achieved without a holistic approach — one that creates impact across all your assets, liabilities, and behaviours.

01 / OBSERVES

A complete picture of your money.

Wizal sees the full topography of your finances, refreshed automatically. Monitored 24x7.

  • Savings in bank accounts & deposits
  • Investments in mutual fund & stock
  • Spends across cards & UPI
  • Leakages in EMIs, subscriptions, & late fees
H
HDFC Savings
Bank · ••4521
₹3.2 L
A
Axis Equity Fund
Mutual Fund · 4 schemes
₹14.8 L
S
SBI Home Loan
Loan · ₹38 L outstanding
8.95%
N
Netflix Subscription
Monthly on UPI
₹649
Z
Zerodha Holdings
Equity · 12 stocks
₹2.1 L
02 / PLANS

Dreams that turn into reality.

Wizal maximises your portfolio ROI and optimises your monthly SIPs to ensure celebrating life's milestones — retirement, kid's college, a sabbatical, your first home — never strains your financial wellbeing.

  • Auto calculates fund requirements for all your goals
  • SIP plans step-up automatically with increase in your salary
  • Goal-aligned portfolios — not just one bucket for everything
Aarav's college fund
8 years to go
₹18.6 L of ₹30 LOn track
Retirement at 55
22 years to go
₹2.2 Cr of ₹7.5 Cr↑ Inc SIP by ₹8K
NYE 2026 in Paris
6 months to go
₹1.9 L of ₹3.5 LOn track
03 / ANSWERS

Conversations, not dashboards.

Financial decisions are questions, not charts. While Wizal is happy to share the detailed calculations, his first priority is to answer your questions.

  • Wizal remembers your life's context and financial history
  • Plain-language Q&A in your context
  • Math & reasoning shown — never a black-box "trust me"
Why is my credit score dropping?
3 reasons. Top one: your card utilisation was above 60% for last 3 month — bureaus penalise anything over 30%.
salary aane ke baad theek ho jayega na?
Not really. This is not an income issue. It's a spends issue. Want me to show you how to fix this?
Show me
Reach out to Axis Bank to check if they can increase your credit limit.

Stop using your credit card once spending reaches 30% of the limit - move spends to UPI.

Want me to alert you when spending gets to 30% every month?
How Wizal works

Easy to setup. Easier to use.

01

Data collection

A simple consent - revocable at any time - gives Wizal access to your financial data through SEBI and RBI regulated Account Aggregator framework.

02

Computational brain

While answers are in your language they are based on quantitative, deterministic & verifiable equations designed by human analysts.

03

Hand-off on action

Wizal gives actionable advice - proactively and reactively. Always happy to share multiple options. But never takes action - you are always in control.

Privacy & security

Money data is sensitive. We treat it with care.

Read-only

Wizal can see your money. It cannot move your money — the action has to be done by you, every time.

Anonymity

Your financial data is completely anonymised before it is processed by an AI model such as ChatGPT.

Encrypted

Data is encrypted in transit and at rest. Sensitive fields are tokenised. Leaks are impossible.

Regulated

Data handling is done by a SEBI regulated entity with highest level of security.

Closed beta launching soon

Be on itfrom day one.

First 5k customers get a free subscription for lifetime.